Outsourced Loan Underwriting

Outsourced Loan Underwriting

Community Banks and Credit Unions often experience times when additional credit analysis/underwriting assistance is needed, whether due to sudden personnel changes or temporary loan demand increases. We provide a unique, cost-effective approach to credit department workflow management that benefits from experience that far exceeds industry standards. Bank Advisors' underwriting experts can "plug in" to a bank's credit culture quickly and easily for your outsourced underwriting needs.

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Underwriting Service Components

  • Financial Statement Spreading
  • Primary and Global Financial Analysis
  • Initial Loan Feasibility and Structuring Support
  • Market Research
  • Full Credit Presentation Drafting for New Requests, Renewals, and Annual Reviews
  • Coordination with Credit and Lending Team

Field of Expertise

    • Commercial Real Estate
    • Commercial & Industrial (C&I)
    • Asset Based Lending (ABL)
    • Agricultural Production
    • SBA 7(a) & 504
    • Construction
    • Specialty Lending

Advantages of Outsourced Loan Underwriting with Bank Advisors

Superior Experience

Our underwriters have an average of 10+ years’ experience on thousands of commercial loan transactions, providing a breadth of expertise that is difficult for community banks to attain.

Seamless Integration

Bank Advisors conforms to your institution’s policies, procedures, forms, and overall credit culture. We are part of your Team!

On-Demand Support

Our support allows clients to take advantage of peaks in loan demand without the worry of hiring additional staff. This allows banks and credit unions to minimize unnecessary overhead costs, while ensuring that lending opportunities will not be lost due to understaffing.

Cost Effective

Our experience and expertise ensures maximum efficiency.  Also, our service eliminates the cost of "down time" and employee benefits.

Regulator Tested

Our work product has been reviewed by state and federal regulators through several exam cycles, with zero criticism to date.

Contact Jeff Sondgeroth to learn more about our services.

Email: [email protected]

Phone: (630)926-2299